Unfortunately, the economic effects of the pandemic will extend far beyond the confinement period. Various economic studies predict that in the coming months there will be many companies and self-employed people who will go through serious economic difficulties or who may even be forced to close their businesses..

Faced with this bleak picture, we must try to prevent the situation and minimize the damage as much as possible. It is common for the entrepreneur to have committed his personal assets either because he acts as a self-employed person or because he has been forced to endorse the company's credits with his personal and family assets.

In case of (even occasional) liquidity problems, creditors' claims and consequent foreclosures can end up leading to a situation of business and personal economic bankruptcy.

To prevent this situation, bankruptcy legislation provides for some mechanisms that, when used properly, can prevent major evils.